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Hi Money Smart Kid,

I know it's important to save, but I have so many things I need and want. My mom and dad do buy me anything I want, but they also make me earn things I don't necessarily need like new sneakers when I got new sneakers a few weeks before.

What is the easiest way to save and still get the things you want in the meantime? I want to buy a laptop computer, but that amount seems so huge.

One of the best ways to save for a laptop computer or any other large purchase like that is to make a savings plan for yourself. Make yourself put away about 1/2 of your allowance or other money from gifts/work. Put this money into a savings account so that you won't be able to touch it. Ask your parents if they would be willing to help you save along the way, by matching your deposits into your savings account. Also, try and consider cutting down on unneeded purchases if you can. You can possibly get a laptop computer in less than 1/2 a year if you put in $15 a week and your parents match that! 

 Money Smart Kid